Pana is a banking app with a debit card that allows you to make and receive payments, purchase products, send money, and more.OPENING AN ACCOUNT TAKES ONLY 2 MINUTES- Open a Pana account directly from your phone with your Passport, SSN or ITIN.- Our agents are Hispanics who speak both English and Spanish, ask them anything. NO SOCIAL SECURITY NUMBER (SSN) ? NO PROBLEM- Open a bank account with your ITIN, Passport or National ID.- We do not check your credit history or immigration status- Our agents are Hispanics who speak both English and Spanish, ask them anything. NO HIDDEN FEES- No minimum balance- No opening deposit- No monthly fees- No overdraft fees CASH WITHDRAWALS WITHOUT FEES- More than 55,000 no-fee ATMs to get cash whenever you need it. (And growing...) TOTALLY SAFE- MasterCards zero liability policy protects all unauthorized purchases- Deposits are FDIC insured up to $250,000 through Community Federal Savings Bank, a member of FDIC- The app is protected with two-factor authentication, biometrics REMITTANCES / INTERNATIONAL MONEY TRANSFERS- The Pana app allows you to send money to your panas all over the world. (See the complete country list in our website or in the App).- Money can be sent in minutes to any bank account in Latin America or many locations around the world. (Except Cuba and Venezuela for now).- Delivery methods include cash delivery, pickup, and account deposits CUSTOMER SERVICE IN SPANISH AND ENGLISH- Our agents are Hispanics who speak both English and Spanish- Talk to our team by phone or video call* Pana is a financial technology company, not a bank. Banking services provided by Community Federal Savings Bank, Member FDIC, pursuant to a license by Mastercard International Inc.